Is your parent or grandparent 70 or older with a life insurance policy they no longer want or need?
Do they need money for their retirement, or do they need help paying for medical expenses?
Consider getting a Life Settlement.
Give us a call today to find out if your loved one’s life insurance policy is eligible for a life settlement. A live Life Settlement Professional is available Monday through Friday from 9am-5pm EST at (800) 646-0686.
Pros & Cons of Life Settlements
The Pro’s
- The Life Settlement process with Esteem America is free of charge. You pay nothing for our services!
- With a life settlement, you can turn a future asset into an immediate available financial resource. If you or your loved one no longer need your life insurance policy, you can sell it for a large lump sum cash payout. You can gain access to money you didn’t even know you had! Use it the way you want – there are no limitations and no restrictions on how to spend your settlement money!
- Stop paying high premiums for a policy you no longer need! Spend that money on more important things like saving for your retirement, paying for medical expenses, or anything else you might need. There are no limitations or restrictions on how you can spend your settlement money!
The Con’s
- There are none! Getting a life settlement is the best alternative to surrendering your policy back to your insurance carrier, or simply allowing it to lapse. Instead of getting nothing for something you’ve paid so much into, why not consider getting a life settlement and receiving a large lump sum cash payout instead?
Get a Larger Life Settlement
Whether your policy is for $100,000 or $10,000,000, we can help you get the most for it.
Interested to know what you might be able to get for your unneeded or unwanted life insurance policy?
See below to take a look at our Hypothetical Life Settlements Chart.
Here’s what people are saying:
“I have a term life policy that I don’t need anymore. I’ve been paying into it for 38 years, and now my premiums are set to increase significantly. I don’t want high monthly premiums now that I’m getting older. I like the idea of enjoying life more and doing the things I’ve always wanted to do. Now I can!”
“I’m so glad I talked with the professionals at Esteem America. They really listened to me, and they took the time to explain how life settlements work and what my options were. I felt very comfortable talking with them. They came along at the perfect time!”
Our Company
The management team at Esteem America has a combined 50 years of collective experience in the Life Settlement industry. We have developed relationships with the largest buyers of life settlements in the country, and the professionals in our organization have underwritten billions in settlement payouts. Our goal is to provide our clients with first-rate customer service while guiding them through this process. Let us help you obtain a great life settlement today.
Our Promise:
We will work closely with you. You will receive VIP service, and your personal Life Settlement Professional will be with you every step of the way. We will take the time to speak with you, we will explain everything as we go, and we will update you along the way. We will work hard to find a great life settlement for you.
All calls are personal and one-on-one, no matter where you live in the U.S. Our highly trained personnel spend up to 1-year learning about the industry and the types of policies that can be sold for the greatest return to our clients. Our Advanced Settlement Team knows which companies are most likely to buy your policy and will help you get a great cash settlement.
Did You Know?
- With a life settlement, you can spend your settlement money any way you choose. There are no limits, and no restrictions!
- There are many financial institutions that could buy your policy at a much higher amount than the cash surrender value of your policy, whether you are behind on payments or not.
- With Esteem America, the life settlement process is at no cost to you, and you are under no obligation to accept any offer you might be presented with. It is completely up to you!
- Esteem America is with you every step of the way, from start to finish throughout the entire life settlement process. You will be assigned a personal Life Settlement Professional, whom will be available to answer any and all of your questions. Remember, we are here for YOU!
Though we cannot determine what your policy is potentially worth until we speak with you and can understand your personal situation, we encourage you to reach out to us for your free no-risk, no-commitment assessment call today.
Am I Eligible to Sell My Life Insurance Policy?
Life settlement eligibility requirements include:
- Age 70 or older. A life settlement is generally for people aged 70 and older. However, if you are younger, you may still qualify.
- Owning a life insurance policy of $100,000 or more. The most frequently assessed policies are Universal Life and Convertible Term. While there is a required minimum face amount, there is no upper limit. We have helped people with policies in the millions.
- Your health status will play a role in determining your eligibility for obtaining a life settlement.
Take the Next Step
With Esteem America, there is no cost and no obligation to find out if you, or your family member, is a candidate to get a life settlement. Our professional, courteous, knowledgeable Life Settlement Professionals will provide you with a personal, and confidential consultation and will answer all your questions.
We are here for you and will advise you every step of the way. Let Esteem America help get you a great settlement for your unneeded or unwanted life insurance policy today!
Here’s how:
Call us at 1 (800) 646-0686 now, or simply fill out the form below. Our Life Settlement Professionals are waiting for your call!